Our Team Financial Planning Steven Gensler, CFP®, MBA, MSBA Vice President, Financial Planning Group Steve is responsible for the training and future enhancements of WealthVision as well as assisting LPL representatives with case design and illustrationsPrior to joining LPL's home office in June of 2006, Steve was an LPL registered representative for over 5 years. As an LPL OSJ he was responsible for overseeing eleven Advisors and the compliance oversight of several successful FIS programsAs a lifelong student Steve has earned a BS in Psychology, an MBA, a Graduate Certificate in Personal Financial Planning, an MBSA: Financial and Tax Planning, and a Graduate Certificate in Human Resource Management. He is CFP® Practitioner and is NASD securities licensed 7, 66, and 24 as well as SC Life insurance Craig Horner, CFP®, ChFC® Manager, Lead Financial Planning Consultant Craig Horner has over 20 years experience in the financial planning industry. Craig is a CERTIFIED FINANCIAL PLANNER™ certificant, and Chartered Financial Consultantr who achieved Senior Advisor status, representing the top 5% of American Express Financial Advisors during his 15 years there, and more recently, the Patriot level within LPL Financial Services and has Series 7, 63, and 24 licenses. He received the Mentzer Academic Scholarship to study math and music at the University of Iowa and subsequently taught computer music at the college level. Craig is also a member of MensaDuring his career he focused on estate and business planning, helping clients to establish charitable trusts, Family Foundations, ILITs, GRATs, and FLPs. Having a special needs child, he became an expert in Special Needs Trusts and the accompanying planning. He also worked with businesses in setting up qualified plans and executive compensation arrangements. Another area of focus was in end-of-life planning, maximizing the retention and transfer of assets to succeeding generationsCraig served three terms on the Board of Directors for the International Association of Financial Planning and has belonged to the Planned Giving Roundtable since 1989. He's served on the planned-giving boards of ten charitable organizations and served as President of the Board for the Southern Caregiver Resource Center. He has frequently been quoted in articles and has made numerous presentations regarding retirement, financial and estate planningCraig plays the piano professionally several times a week with his wife Deborah on sax and flute. He is an accomplished runner and routinely wins his age class in local 5k and 10k running events Roger Moulton Jr., CFP®, MSPFP Senior Financial Planning Consultant Roger's professional experience extends from over a decade at a major wire house where he assumed progressive roles which included northeast fixed income coordinator and financial consultant. As a financial planner, Roger has worked with families, their charitable entities, their business entities, multiple younger and older generations, and the clients' circle of advisors including; CPAs, Attorneys, business partners, office managers and assistantsHis extensive experience includes the following areas: Investments | Tax planning | Wealth Transfer | Philanthropy | Cash flow planning | Retirement planning | Advanced Estate Planning | Education funding options | Insurance needs analysis | Real Estate buy/sell decisionRoger earned the degree of Master of Personal Financial Planning from Bentley University and is a CERTIFIED FINANCIAL PLANNER™As a financial consultant, Roger holds series 5, 7, 63, 66 and 24 licenses Steven Batutis, CFP® Senior Financial Planning Consultant Steve has over 20 years of experience in financial services. Prior to joining LPL’s home office, Steve was a Financial Planning Specialist with MetLife, creating and designing financial plans for advisors in San Diego and Arizona, and helping advisors with financial planning techniquesHe began his career as a CPA, understanding clients from a tax perspective. He then became a Vice President of a financial institution, helping to manage a small business. His interest in tax planning and management of small businesses lead him to study financial planning. He attained a Master’s Degree in Financial and Tax Planning from San Diego State University and became a CFP®Steve holds series 7, 24, 63, 65 and 66, as well as a California Life Insurance licenseSteve is an active member of his beloved alumni groups, as well as the Financial Planning Association Jared Russ, CFP® Senior Financial Planning Consultant Prior to joining the Financial Planning Group in October 2015, Jared worked as a Financial Advisor for UBS, Wells Fargo Advisors (legacy Wachovia Securities), and Ameriprise FinancialJared earned his BS in Finance from Wingate University in 2006. In addition to his CFP® Certificate, he has Series 7, Series 66, and NC Life Insurance Licenses Erik Smith, CFP®, MBA, CRPC® Senior Financial Planning Consultant Erik has worked with both financial advisors and clients directly before joining the Financial Planning Group at LPL. As a Financial Advisor with UBS for 5 years, Erik helped clients by providing financial planning and investment advice with a focus on retirement planning and equity awards. He previously worked for LPL in Service 360 giving him valuable operational background and understanding of advisors needs and challengesErik is a Certified Financial Planner, a Chartered Retirement Planning Counselor, and holds his FINRA series 7, 66, and 24 licensesHe attainted a Masters in Business Administration with a concentration in Finance from the University of North Carolina at Charlotte and holds a Bachelor of Arts in Journalism and Mass Communications from University of North Carolina at Chapel Hill Steven A. Hurst, CFP® Senior Financial Planning Operations Steven A. Hurst has over 30 years of experience in the financial services industry working for firms such as Dean Witter, Lincoln Financial Group and MetLife insurance companies. As an advisor, he came to LPL Financial through the acquisition of Invest Financial where he had been since 2012 as a CERTIFIED FINANCIAL PLANNER™ Practitioner.In addition to earning the CERTIFIED FINANCIAL PLANNER™ designation, he holds the series 7 and 63 securities licenses.Steven’s community involvement includes being Chairperson of the Internal Audit Committee of the 5 fifth largest Public School District in the US, Broward County, Florida, a FINRA Arbitrator, and Past President of the FPA Chapter of Greater Ft. Lauderdale. Also he has been an advocate for Vocational, Adult and special needs students to the Broward County School Board. He is also the Past President of the Flamingo Garden Orchid Society.Steven has taught the CFP Course Material for two Universities and Ethics and Compliance to five FPA chapters, Raymond James and MetLife.For relaxation Steven grows exotic orchids from around the world. High Net Worth Thomas A. Zgliniec, CFP®, ChFC®, CAP®, AIF®, AEP® Vice President, High-Net-Worth Consultant Thomas is a CERTIFIED FINANCIAL PLANNER™ practitioner with an expertise based in the unique needs of high-net-worth individuals and families, foundations and endowments, and institutional clients. With an expansive background in advanced estate and financial planning, philanthropic planning, executive compensation arrangements, and investment real estate strategies, Thomas assists LPL Financial Advisors with the creation and implementation of a broad-range of planning concepts. His accomplishments include:CERTIFIED FINANCIAL PLANNER™ (CFP®)Accredited Estate Planner® (AEP®)Chartered Financial Consultant® (ChFC®)Chartered Advisor in Philanthropy® (CAP®)Accredited Investment Fiduciary® (AIF®)California Life and Health licenseFINRA Series 7, 24, and 66 securities licensesMember of the Estate Planning Council of San Diego Patrick J. Herrington, CFP® AIF® Assistant Vice President As an Assistant Vice President of LPL Private Client, Patrick supports advisors looking to win and retain client opportunities with $5 million or more of investable assets. Since joining the team in January 2013, he has built a multidisciplinary background encompassing the holistic wealth management needs of affluent clients and the specialized needs of institutions such as foundations, endowments and corporations. Additionally, Patrick works on building out the LPL Private Client team’s capabilities as it relates to tools, resources and strategic relationships. Prior to joining the LPL Private Client team, Patrick held multiple positions at LPL Financial spanning back to October 2007. His experience includes advisory platform management, advisory sales and service. During this time, he developed a deep understanding of the independent advisor business, analysis of advisors business structure, portfolio analysis and due diligence. Patrick has cultivated his skill set through first-hand experience, degrees, certifications and his accomplishments include:Certified Financial Planner® Practitioner (CFP®)Accredited Investment Fiduciary® (AIF®)California Real Estate BrokerFINRA Series 7 and 66 Securities LicensesPatrick earned a BS in both Finance and Accounting with a minor in Economics from California Polytechnic State University San Luis Obispo. Sonya Nolan, CFP®, MBA Assistant Vice President Sonya started her career in financial services in 2005. In her current role as Assistant Vice President of Private Client at LPL Financial, Sonya provides sales and marketing support to advisors serving high-net-worth individuals, families, and Institutional clients. In helping advisors win, serve, and retain high-net-worth clients, Sonya advises on issues including sophisticated investment solutions, advanced financial and estate planning, concentrated equity positions, executive compensation arrangements, investment real estate, advanced insurance planning, business exit planning, and philanthropic planning. Prior to her current role, Sonya was a Practice Management consultant to independent financial advisors. She has also served as an Associate Wealth Advisor and Branch Operations Manager at a boutique wealth management firm. Additionally, Sonya spent time working at a large financial management company in New York, where she conducted due diligence on Large Cap U.S. Equity money managers. Sonya graduated Magna Cum Laude from The University of Arizona where she double majored in Psychology and Spanish Linguistics. She also holds a Masters in Business Administration from Georgetown University’s McDonough School of Business. Sonya is a CERTIFIED FINANCIAL PLANNER™ practitioner and holds Series 7, 66, and 24 registrations through LPL Financial. John Podesto, AIF® Assistant Vice President As an Associate Consultant with the LPL Private Client Consulting team, John partners with Financial Advisors to help them win and retain high net worth clients by developing customized solutions for their unique investment and planning needs. Whether their client opportunities are individuals, families, or institutions, John supports advisors by helping them develop and present potential strategies, as well as provide ongoing support through practice management guidance and performance reporting capabilities. Prior to joining the Private Client Consulting team in February of 2015, John was a Senior Platform Manager with LPL’s Investment Platform Solutions, in charge of developing and marketing LPL’s open architecture advisory platforms. Prior to that, John spent 4 years cultivating his industry knowledge and consulting skills as an Investment Product Specialist and as an Internal Advisory Consultant. John holds various industry credentials, including;Accredited Investment Fiduciary (AIF®) designation andFINRA Series 7 and 66 Licenses.John is currently pursuing the CERTIFIED FINANCIAL PLANNER™ Practitioner (CFP®) designation. Additionally, John earned a BS in Finance from the College of Business at San Diego State University, where he actively participated in their student Finance & Investment Society program. Megan Chute Assistant Vice President As Lead Associate Consultant for the Consulting team of LPL Private Client, Megan assists Financial Advisors with many aspects of serving high-net-worth individuals, families, and institutional clients. Megan consults with advisors, prepares sophisticated financial analyses, and serves as a conduit to best-in-class resources from throughout the firm and partnering organizations. In her role as Lead Associate Consultant, Megan is responsible for delivering the high-quality and timely results required by advisors in support of their most demanding clients. Prior to joining LPL Financial, Megan was a Financial Advisor with an independent broker-dealer, and sharpened her skills functioning as a Paraplanner with several successful advisor offices. Megan graduated from University of La Verne where she majored in Business Administration. Megan is currently working towards the CERTIFIED FINANCIAL PLANNER™ designation and holds Series 7, 66 and CA Life Insurance registrations through LPL Financial. Private Trust Company The Private Trust Company N.A. (PTC) is an affiliate of LPL Financial. PTC manages trusts and family assets for high net worth clients and is licensed in all 50 states under its 1995 national banking charter to administer the trusts and implement the estate plans of affluent families. The bank does not engage in lending or deposit taking; it specializes solely in providing fiduciary solutions. As its primary mission, PTC provides trust services to clients of LPL Financial advisors as well as to local clients in Cleveland, Ohio, where it is headquartered. PTC is also the custodian of all of the LPL Financial IRA accounts. Ben Foreman Vice President and Business Development Officer With more than 20 years in the trust and investment industry, Ben supports the evaluation, approval and onboarding of trust relationships. After graduating from East Carolina University with a degree in finance in 1985, Ben began his career with Wachovia Bank. Throughout his 30 year career he has supported a broad range of services within the financial services industry including banking, investments and trust. Ben has served on the boards of the Greenville Foundation and the Durham/Orange Estate Planning Council. Ben lives in Charlotte, North Carolina, with his wife Roslyn, their twin sons, Hank and Bill and their yellow Labrador retriever, Allie. In his free time he enjoys hiking, tennis and whitewater kayaking. The LPL Financial Research Team Burt White Managing Director & Chief Investment Officer As Managing Director of Research and Chief Investment Officer, Burt White is responsible for the strategic direction and continued growth of the LPL Financial Research platform. His role includes setting the vision for superior research capabilities and enabling the delivery of conflict-free, objective investment advice by LPL Financial advisors. He provides day-to-day oversight of the Research team, which focuses on providing financial advisors with unbiased investment research about mutual funds, separate accounts, alternative investments, asset allocation strategies, financial markets, and the economy. He is also regularly sought after to speak to the national media—including CNBC, Fox Business, Bloomberg, and others. Prior to joining LPL Financial in 2007, Mr. White served as a managing director and director of research for Wachovia Securities for 10 years. Mr. White also was an investment analyst for Mercer Investment Consulting, where he provided investment advice to institutional clients. He started his financial services career on the buy side of the business as a research analyst for Thompson, Siegel, and Walmsley, a value-oriented asset manager. Mr. White received a bachelor of business administration from the College of William and Mary and is FINRA Series 7, 24, 63, 65, and 87 registered through LPL Financial. Jeffrey Buchbinder Vice President & Market Strategist As Vice President and Market Strategist, Jeffrey (Jeff) Buchbinder is a member of the LPL Financial Research tactical asset allocation committee and is responsible for developing and articulating equity and general market strategy with a focus on sector analysis. Mr. Buchbinder regularly communicates market strategy to LPL Financial advisors and is a speaker at LPL Financial conferences. Mr. Buchbinder contributes to the Research Department’s flagship publications such as the Weekly Market Commentary and the Outlook. He is the primary author of Market Insight, a quarterly review of the financial markets, and Portfolio Compass, a bi-weekly snapshot of LPL Financial Research’s views on the equity, fixed income, and alternative investment markets. Prior to joining the Research Department in July 2003, Mr. Buchbinder worked as an equity research associate for Sanford C. Bernstein in New York and Deutsche Bank in Boston. He has 17 years of investment experience. Mr. Buchbinder earned his MBA with a concentration in finance from Duke University, and a BA from Northwestern University in economics. He received the Chartered Financial Analyst designation in 2001 and is also a member of the CFA Institute. He currently holds Series 7, 63, and 87 registrations. John Lynch Executive Vice President & Chief Investment Strategist John Lynch is executive vice president and chief investment strategist for LPL Financial. He leads the market and economic analysis for LPL’s Research team, and is responsible for the firm’s strategic and tactical investment advice. Mr. Lynch came to LPL with more than 30 years of experience in the financial services industry. Prior to joining LPL in 2017, Mr. Lynch served as senior vice president and chief investment officer for the Mid-Atlantic region of Wells Fargo Private Bank, where his responsibilities included economic and market analysis, investment strategy, and portfolio management. Previously, Mr. Lynch held roles that included chief equity strategist with Wells Fargo Asset Management, and chief market analyst for Wachovia and Evergreen Investments. Earlier in his career, he honed his investment skills while working in New York in the securities industry, focusing on equity strategy and portfolio management. Mr. Lynch has been featured in various media outlets, including CNBC, Bloomberg News, Barron’s Magazine, and The Wall Street Journal. He holds a Bachelor of Arts from Villanova University, and a Master of Business Administration in finance from The College of William and Mary. Mr. Lynch is FINRA Series 7, 24, and 66 registered through LPL. Ryan Detrick Vice President, Market Strategist As Vice President, Market Strategist, Ryan Detrick is a member of the LPL Financial Research tactical asset allocation committee, responsible for directly impacting the portfolio decision-making process, as well as a member of the market insights team, developing and articulating equity and general market strategy. In this role, he is a frequent presenter to clients, industry peers, and the national media on emerging and developing market trends. Prior to joining LPL Financial, Mr. Detrick was building his market knowledge and solid analytical skills. He was a senior portfolio manager at Haberer Registered Investment Advisor (RIA), managing sector asset allocation and strategy for high-net-worth client portfolios. Earlier in his career, he spent over a decade at Schaeffer's Investment Research. His research and market analysis utilized technical, fundamental, and sentiment methodologies, with a focus on market expectations and advanced options strategies. During his tenure there he was the company's primary spokesperson and was widely quoted in national media outlets, including appearances on business television and radio programs such as CNBC, Bloomberg TV, and Fox Business. Mr. Detrick earned his Chartered Market Technician (CMT) designation, a BS in finance from Xavier University, and an MBA from Miami University. He also holds his FINRA Series 7 and 66 through LPL Financial.